You’ve been paying with Stitch for a while, likely without realising it. The payments behind your Takealot order, your FlySafair booking, your Mr D delivery, your Lekkeslaap getaway – Stitch has been part of that for over six million South Africans already. With stitch.me there’s a place to bring all of that together, and to get a lot more out of every rand you spend.
What is the Stitch account?
The Stitch account gives you one destination to manage your payments, track your spending, access Pay Later, see your credit score and earn rewards every time you pay with Stitch. Whether you’re shopping fashion, booking travel, paying for a gym membership or ordering dinner, the moments you’re spending towards are already happening through Stitch. Your account just gives you full visibility and more control over all of it.
See all your transactions in one place
Link your payment methods to your Stitch account and your full transaction history is right there. Every payment made with Stitch across all the stores and apps where it’s accepted shows up in one feed, so you can see exactly where your money goes without opening five different apps or sifting through bank statements.
If you’re trying to build a better budget or just want a clearer picture of your spending habits, that view is genuinely useful.
Pay Later: get it now, pay on your terms
Stitch Pay Later lets you split a purchase into two to six monthly instalments at hundreds of South African stores. You choose the number of months that works for you, you see the full payment schedule before you commit, and there are no hidden fees. What you see at checkout is exactly what you pay.
Pay Later is available across fashion, beauty, electronics, homeware, groceries and more. Once you’re approved for a spend limit, checking out with Pay Later is fast and straightforward. You can track all your active Pay Later plans and upcoming payments directly from your Stitch account.
Know your credit score
Your Stitch account shows you your current credit score and helps you understand how your spending and existing credit affect it. Knowing where you stand is the first step to making smarter financial decisions, and having that information available alongside your transaction history means you’re not guessing.
Responsible use of Pay Later can also contribute positively to your credit profile over time.
Earn rewards on every payment
Every time you pay with Stitch at a participating store, you earn rewards automatically. No loyalty cards, no codes to enter, no extra steps at checkout. Your rewards accumulate in your account and grow as you spend more with Stitch.
The rewards programme has five tiers. The more you pay with Stitch, the higher your tier and the more you earn. Your current tier and progress are visible in your account dashboard at any time.
All the ways you can pay
Your Stitch account works across every payment method Stitch supports. Card payments, Pay by bank, Capitec Pay, Apple Pay, Google Pay, Samsung Pay, DebiCheck and Pay with Crypto are all supported. Save your preferred payment details once and they’re ready every time you check out at a Stitch-powered store.
Where can you pay with Stitch?
Stitch powers payments at thousands of South African businesses across retail, travel, food delivery, entertainment, telecoms and more. Brands like Superbalist, Takealot, Bash, Galxboy, rain, FlySafair, Lekkeslaap, The North Face, OneDayOnly and Fieldbar are all part of the network, alongside hundreds of others. The full store directory is available inside your account, and you can browse by category or search for specific brands.
Get started
Create your free account at stitch.me. It takes a few minutes, and everything you need to take more control of your payments is right there from day one. More features are on the way.
Payments, on your terms.